医疗pp王者电子官网补充pp王者电子官网的好处
Supplemental 医疗pp王者电子官网 insurance can be beneficial in helping pay for some of the out-of-pocket 医疗费用 that aren’t covered by 医疗pp王者电子官网.
In order to understand what 医疗pp王者电子官网补充pp王者电子官网 is and how it works, it’ll be helpful to have a basic understanding of what 医疗pp王者电子官网 is and how it works, 我们从这里开始.
什么是医疗pp王者电子官网?它是如何运作的?
医疗pp王者电子官网 健康pp王者电子官网适用于65岁或以上的人吗, certain people under 65 with disabilities and people of any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant). The way it works is that it’s divided into separate “Parts”, each aligned to a specific service (i.e., 医院pp王者电子官网, medical insurance and prescription drug coverage), 既可以一起使用，也可以单独使用. Let’s take a look at each of the parts along with each of the specific services they cover.
医疗pp王者电子官网A、B、D部分:
- 医疗pp王者电子官网A部分(医院pp王者电子官网) covers hospital stays, skilled nursing care, hospice and some home health care.
- 医疗pp王者电子官网B部分 (医疗pp王者电子官网) 包括一些医生的访问, 医疗用品, 预防服务和门诊护理, 比如康复.
- 医疗pp王者电子官网D部分(处方药pp王者电子官网) 包括处方药.
医疗pp王者电子官网C部分:
- 医疗pp王者电子官网C部分 (也称为医疗pp王者电子官网优势) 有什么不同吗 an alternative 医疗pp王者电子官网 plan sold by private insurance companies that typically includes 医疗pp王者电子官网 Part A, B和D. Some 医疗pp王者电子官网 Advantage plans may also offer additional benefits like hearing, vision and dental.
What is 医疗pp王者电子官网补充pp王者电子官网 and how does it work?
While 医疗pp王者电子官网 helps cover many of the costs associated with health care, it doesn’t cover them all. That’s w在这里 医疗pp王者电子官网补充pp王者电子官网 can help. 医疗pp王者电子官网补充pp王者电子官网, 也被称为Medigap, is offered by private insurance companies as a “supplement” to help cover many of the out-of-pocket expenses, 比如共同支付, 共同pp王者电子官网和免赔额.
医疗pp王者电子官网补充pp王者电子官网 can help cover costs that 医疗pp王者电子官网 doesn't cover including:
- 医疗pp王者电子官网A部分共同pp王者电子官网和免赔额
- An additional 365 days of hospital costs after the lifetime limit on 医疗pp王者电子官网 Part A coverage is reached
- 医疗pp王者电子官网B部分 coinsurance (20% of most services you receive) and deductibles
- The additional costs you may face by receiving care from a doctor who charges more than the amount 医疗pp王者电子官网 agrees to pay for a service or procedure
- 临终关怀共同pp王者电子官网
- 熟练护理机构共同pp王者电子官网
- 在国外的急救护理
- 输血
医疗pp王者电子官网补充计划值得吗?
因为每个人的情况都不一样, the answer to this question really depends on a number of personal factors including your health, 你的生活方式, 你的病史, 你的财务状况, the additional money you’ll spend if you get this type of coverage and any extra expenses you may incur if you require care that’s not covered by 医疗pp王者电子官网.
当你考虑你的选择 退休后的保健, it’ll be helpful to spend some time learning about the different options and coverages offered. 医疗pp王者电子官网.政府 有图表可以帮助你做决定吗. Finding the right supplemental insurance options for you can help minimize those 医疗费用 你将面临的问题.
状态 Farm®提供六种标准 医疗pp王者电子官网补充pp王者电子官网计划. 你的 州立农场代理 can help you identify what’s available in your state.
