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护理 & 有特殊需要的儿童或成人的工作

When it comes to special needs care, the options range from minimal assistance to full-time care.

When your family includes a child or adult with special needs, you may worry about 为他们提供长期护理. T在这里 are many options available, each with their own costs and potential benefits. Here are some scenarios you may want to consider as you develop your plans.

住在家里

Many people with special needs live at home with family members w在这里 they receive care and companionship. This may require one parent or relative to leave their job to act as a full-time caregiver.

家庭助手

A person with special needs may benefit from a professional caregiver who can assist with basic tasks and help with attending school, 医疗预约或社交活动.

成人日间课程

Day programs for adults with disabilities are typically open during business hours and provide 餐, activities and various levels of care for people with physical limitations or cognitive disabilities.

集团房地产

T在这里 may be residential communities for adults with special needs in your area. These group homes — with provided services such as housekeeping, 餐, laundry and transportation — give adults with special needs the opportunity to live independently from their families.

住宅设施

A live-in facility that provides around-the-clock personal care, 监督, 餐 and activities is an option for people who need 24-hour care.

就业

并不是每个有特殊需要的成年人都能工作, 但对于那些有能力的人, t在这里 are many jobs that can accommodate them. Work that can be performed from home — such as web development, graphic design and accounting — may be an option for those with physical disabilities. And for special needs adults that work with cognitive impairments, 零售业工作, food services or hospitality are just a few of many possibilities.

What works best for you and your loved one depends on your 金融资源 以及他们需要的护理水平. While residential options providing 24-hour 监督 tend to be the most expensive, an adult with a permanent disability and without work options may qualify for government assistance that can subsidize those costs. And adults with special needs who can earn a paycheck may be able to combine that income with some other government assistance to cover many of their basic expenses. The key is to determine your needs and then work toward a plan that meets them.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

Neither 状态 Farm® nor its agents provide tax or legal advice.

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